Plan Options

JHU’s two dental insurance plans are offered as optional benefits administered by Delta Dental. All provide coverage for preventive, basic, and major services, but the plans vary in terms of total coverage provided, your deductible, which providers you can see, and other factors.

Our Two Dental Plans

Delta Dental Core DPPO Plan

Our dental preferred provider organization plan (DPPO), offered by Delta Dental, is a lower-cost option that includes coverage for preventive and diagnostic services, with higher cost share for basic and major services and no orthodontia coverage. Though you may use any dentist, you will generally pay less for in-network providers.

Delta Dental Enhanced With Orthodontia DPPO Plan

Our enhanced with orthodontia dental preferred provider organization (DPPO) plan, offered by Delta Dental, includes enhanced basic and major services, as well as orthodontia coverage. Like the core plan, you may use any dentist, though you will generally pay less for in-network providers.

Need a Refresher on Dental Plan Terms?

  • DPPO: A dental preferred provider organization contracts with a preferred network of dentists. You’ll save money when you see those participants, though you can also opt to see out-of-network dentists.

Plan Comparison

When comparing dental plan options, it’s important to consider not only the cost of coverage but also how much you think you and your family will use your dental benefits. Are you primarily looking for basic preventive care? Or do you anticipate needing more extensive care, like implants or orthodontics? Would you mind switching providers, or do you prefer to stay with your current dentist, even if it increases your cost? Your answers will help you determine which plan best fits your needs.

Review each of the options by using our quick comparison chart, below.

Plan

Highlights of the Plan

Delta Dental Core Plan (DPPO) ·       Lower premium cost

·       Higher cost share for basic and major services

·       No orthodontia coverage

·       A preferred network of dentists to save you money

Delta Dental Enhanced with Orthodontia Plan (DPPO) ·       Higher premium cost

·       Lower cost share for basic and major services

·       Orthodontia coverage

·       A preferred network of dentists to save you money