Legal Notices

The following legal notices inform you of your rights under Federal law. See below for a summary of the notices and click a notice to learn more.

Bargaining Unit Employees’ Pension Plan Annual Funding Notice	This annual notice is for Bargaining Unit pension plan participants/beneficiaries, and it summarizes the plan’s funding percentage, the value of the plan’s assets and liabilities, etc.
COBRA	The Consolidated Omnibus Budget Reconciliation Act (COBRA), amending the Employee Retirement Income Security Act (ERISA), the Internal Revenue Code and the Public Health Service Act to provide continuation of group health coverage that otherwise might be terminated due to change of employment status or family status.
Children’s Health Insurance Program (CHIP) Update to HIPAA Special Enrollment	How to request a special enrollment if you or your family member(s) lose Medicaid or CHIP coverage.
Disclosure of Grandfathered Status	The university believes the health plan is a "grandfathered health plan" under the Patient Protection and Affordable Care Act. This notice explains what this means.
Extended Dependent Coverage for Students on Medical Leave (Michelle’s Law)	Amends ERISA to allow seriously ill or injured college students to take up to one year of medical leave without losing their health insurance.
HIPAA Notice of Privacy Practices	How medical information about you may be used and disclosed and how you may get access to your medical information. Please note that this document includes Notice of Privacy Practices for all medical plan options.
Medicare Secondary Payer (MSP) Program	Designed to reduce costs to the Medicare program by requiring other insurers of health care for beneficiaries to pay primary to Medicare.
Newborns’ and Mothers’ Health Protection Act	Provides protection for mothers and their newborns with regard to hospital lengths of stay following childbirth.
Notice of Creditable Coverage	An important notice about your prescription drug coverage and Medicare. If you and your family members are not eligible for Medicare and will not become eligible for Medicare within the next 12 months, this notice does not apply to you.
Notice to Interested Parties: Support Staff Pension Plan	A required legal notice informing all employees (including the Bargaining Unit) that the restatement of the Johns Hopkins University Support Staff Pension Plan is being submitted to the IRS for an updated determination letter.
Qualified Default Investment Alternative (QDIA) Notice	You may be a participant or you may be eligible to participate in one of the university's 403(b) retirement plans. The QDIA Notice is important to you because it describes the treatment of the investment of your 403(b) retirement plan account if you fail to direct the investment of all (or any portion) of your retirement plan account.
Support Staff Pension Annual Funding Notice	This annual notice is for pension plan participants/beneficiaries, and it summarizes the plan’s funding percentage, the value of the plan’s assets and liabilities, etc.
Support Staff Pension Plan Funding Notification	Election permitted under Federal law to delay funding for plan applicable for plan year July 1, 2010 to June 30, 2011.
Women’s Health and Cancer Rights Act	The right to receive coverage for breast reconstruction and related services.